Working in this space demands hands-on expertise in financial management, operations, and portfolio development, backed by experience across sectors like healthcare, education, financial services, and manufacturing. Managing both equity and debt investments has taught us the importance of balancing risk and deploying capital effectively. These skills are essential for driving sustainable growth and delivering flexible, non-dilutive financing solutions that truly meet the needs of businesses.

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Risk Management Framework:

At NilaCap, our risk management strategy emphasizes a thorough understanding of business cash flows to underwrite and monitor effectively. We maintain a diversified portfolio, targeting around 30 high-quality companies to ensure focused and meaningful interactions. By selecting businesses with proven cash flow resilience, strong margins, and rapid payback periods, we minimize risk exposure and promote financial stability, fostering sustainable growth for both the businesses we support and our investors.

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Capital Protection Strategies:

We have a proactive approach to capital protection, with strategies like:

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• Tranche-based investments:
  To manage exposure and ensure scalability.
• Cash flow-linked repayments:
  Reduces delinquency risk and supports financial stability for investees.
• Legal frameworks:
  Including personal guarantees, regular audits, and performance-based covenants that drive accountability and mitigate risks such as key-man risks and unforeseen calamities

Focused Strategy & Regional Approach:

We are targeting high-impact sectors in select regions (e.g., Karnataka and Tamil Nadu), ensuring a strong, localized investment ecosystem. By building close relationships with local suppliers and customers, Nila Capital can better manage risk while driving long-term success.

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In conclusion, a combination of a well-rounded team and disciplined approach to risk management enables us to manage and deploy capital, ensuring high returns with controlled risk.