For entrepreneurs, scaling a business is often accompanied by the challenge of securing capital. While traditional loans and venture capital have long been the
go-to options, each comes with its trade-offs. Banks offer limited flexibility, while equity financing often demands significant ownership dilution, compromising founders' control.
NilaCap’s Revenue-Based Financing (RBF) model offers a powerful alternative, providing businesses with the capital they need to scale without sacrificing ownership. By aligning with a company’s revenue cycle, RBF delivers a unique blend of flexibility, speed, and founder-friendly terms.
What is Revenue-Based Financing?
Revenue-Based Financing is a non-dilutive funding model where businesses receive capital in exchange for a percentage of their future revenues. Unlike traditional loans, repayments are tied to the company’s earnings, ensuring businesses are not overburdened during lean periods.
This flexible structure makes RBF ideal for growing companies with steady cash flows, especially those in dynamic sectors like direct-to-consumer (D2C), manufacturing, and technology
Why Founders Choose NilaCap’s RBF Model
- Growth Without Giving Up Ownership
Unlike venture capital, which demands equity in exchange for funding, RBF allows founders to maintain full control over their business. This is particularly valuable for entrepreneurs who want to retain decision-making authority and protect the long-term vision of their company.
At Nila Cap, we believe that founders shouldn’t have to choose between growth and ownership. Our RBF solutions ensure they can achieve both.
- Flexible Repayment Terms
The repayment structure of RBF is tied to a company’s revenue. During high-revenue months, repayments increase, while in lower-revenue periods, repayments decrease. This dynamic approach ensures that businesses can manage cash flows effectively without compromising operations.
- Faster Access to Capital
Taditional loans often involve lengthy approval processes, while equity financing can take months of negotiation. Nila Cap’s RBF model focuses on real-time metrics like recent cash flows, enabling faster approvals and quicker disbursals.
- Tailored Solutions for Growing Businesses
Our RBF model is customized to suit the unique needs of each business. Whether it’s funding for inventory expansion, entering new markets, or product development, Nila Cap structures financing solutions to align with specific growth plans.
Some Live Case Studies Stories
Bike Rental Company
- Investment:
INR 50 Lac to INR 5 Cr - Term:
24 months - Outcome:
The company is looking to double down on the existing markets, improve gross margin outcomes with its own fleet operations.
Steel Scrap Trader
- Investment:
INR 1 Cr to INR 3 Cr - Term:
24-30 months - Outcome:
Huge customer demand for quality steel scrap, existing customers have increased order sizes. The company will start servicing this increased demand.
These examples highlight how Nila Cap’s RBF model accelerates growth while preserving operational autonomy for founders.
The Win-Win Proposition for Businesses and Investors
For Businesses
- Non-Dilutive Capital:
Protect ownership and retain full control of the business. - Scalable Financing:
Align repayments with revenue cycles for maximum flexibility. - Growth Focus:
Use funds for high-impact initiatives like geographic expansion or new product development.
For Investor
- Stable Returns:
RBF offers predictable cash flows and attractive risk-adjusted returns - Shorter Lock-In Periods:
Typical investments are structured over 12–24 months, ensuring faster liquidity. - Aligned Incentives:
With repayments tied to business performance, investors and businesses share a common goal: sustained growth.
The NilaCap Difference
At Nila Cap, we go beyond providing capital. Our team of seasoned investment professionals brings decades of experience in evaluating and supporting high-potential businesses. Through Revenue-Based Financing, we help businesses:
- Achieve sustainable growth without ownership dilution.
- Build scalable systems and enhance operational efficiency.
- Transition to more favourable capital structures as they grow.
By empowering founders to maintain control while unlocking growth opportunities, NilaCap is redefining the way Indian businesses scale.
A New Era of Founder-Friendly Financing
In a market where traditional financing often falls short and equity funding can come at a high cost, Nila Cap’s Revenue-Based Financing stands out as a founder-friendly solution. We’re not just funding businesses; we’re partnering with them to drive growth, preserve ownership, and build long-term value.
Ready to grow your business on your terms? Let us be your partner in progress.
